Get in touch to speak to an expert

Large Mortgage Loans

Looking to borrow a substantial amount to purchase your next home? A traditional mortgage application may not always be the best approach for you. Large mortgage loans may involve additional considerations; from the way your income is structured to the type and value of the property you are looking to purchase.

get in touch

5 star rating

Five star assurance for service and excellence from Trustpilot.

Family ethos

Established in around 2013, our business is built on a foundation of dedication and a commitment to our clients.

All in one house

All our services are handled in-house, ensuring seamless integration and a cohesive approach.

Competitive fees

Providing our clients with cost-effective solutions without compromising on the quality of our services.

Tailored mortgage solutions for
larger borrowing requirements

At Jubilee Finance, we take the time to understand your individual circumstances and requirements. We have full access to a range of mortgage lenders which means we can explore suitable mortgage options and help deliver the best solution that works for you.

Speak to our team

Understanding large mortgage loans.

A large mortgage loan is simply a mortgage involving a higher level of borrowing. Depending on your own personal circumstances, lenders may choose to consider more detail before lending. This could include factors such as income, assets, deposit, existing financial commitments and the property you wish to buy.

Every large mortgage application is different. You may have a straightforward salaried income, receive bonuses or commission, be self-employed, or have income from a variety of sources. Lenders will assess these circumstances differently making it a vital part of finding a suitable mortgage.

Get in touch

A personal approach for large mortgage loans.

When you are making arranging such a significant financial commitment, it is important that your mortgage is considered carefully.

Our friendly and professional team will take the time to understand your circumstances, discuss your borrowing requirements, and guide you through the available options. We always aim to make what can sometimes be a complex process as straightforward as possible. Our aim is always providing clear advice without unnecessary complexity.

Whether you are purchasing a high-value property, moving home or looking for a mortgage that reflects your individual financial circumstances, Jubilee Finance is here to help.

What our clients say about us

View all reviews

Ross and his team at Jubilee Finance are 1st Class. His knowledge is excellent, attention to detail and customer service is fantastic. I would not hesitate to recommend him for any mortgage need.

Ian Jessop

26/10/2023

Exceptional service! Jubilee finance went above and beyond to secure the best deal for me. Their expertise, responsiveness, and professionalism made the entire process smooth and stress-free. Highly recommended!" ⭐⭐⭐⭐⭐

Kevin Earp

10/10/2023

How Jubilee Finance supports you.

Our tailored, one-to-one service is based solely on your specific needs and circumstances.

Our team of expert brokers will help you understand your level of borrowing, the best options available to you, how your income and circumstances will be considered, the costs involved in taking out a mortgage and the overall application process and the information that may be required.

Plus, the Jubilee Finance team is there with you throughout the process and always on hand to answer your questions along the way.

FAQS
Get the answers you need quickly

Is there a definition of a large mortgage loan?

There is no specific value for a large mortgage. Lenders determine this differently and how much can be borrowed can vary. It will typically depend on personal factors such as your income, deposit, financial circumstances and the property you are purchasing.

What if I am self-employed?

We regularly work on large mortgage loan applications and find each case will always depend on your individual circumstances and the lender’s criteria. Lenders assess self-employed income in different ways, so it is important to discuss your situation with a mortgage adviser. Our advice is always to start sooner rather than later.

How much can I borrow?

As the amount you may be able to borrow will depend on a range of factors, including your income, outgoings, deposit and overall financial circumstances, there is not a set criteria. Our advisers can discuss your requirements and give you a clearer idea of the options available.

Will I need a larger deposit for a large mortgage?

Not always. The amount you are expected to place as a deposit against the overall mortgage will almost always depend on factors like the property and your individual circumstances. Our team will always discuss the options available to you.

Read more faqs

What can we help you with?
Discover how we can benefit you today

Residential

A residential mortgage is simply a large loan meant to help you, the borrower, to purchase a home. Find out more information and get in touch with us today.

Expat Mortgages

For property finance needs in the UK while living abroad, whether for buy-to-let or remortgage, you'll need to rely on an ex-pat mortgage broker to secure the right deal.

Second Charge

A separate and additional mortgage to the homeowner’s main (or first) mortgage. Find out more information and get in touch with us today.

Need some expert advice?
Give our team a call today!

Feel free to reach out to our dedicated team today through the convenience of a phone call or email, or if you prefer, you can also take advantage of our user-friendly contact form located on our website’s dedicated contact page for a prompt and efficient response.

Call us Email Us

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Most forms of buy-to-let mortgage are not regulated by the financial conduct authority.