5 star rating
Five star assurance for service and excellence from Trustpilot.
Family ethos
Established in around 2013, our business is built on a foundation of dedication and a commitment to our clients.
All in one house
All our services are handled in-house, ensuring seamless integration and a cohesive approach.
Competitive fees
Providing our clients with cost-effective solutions without compromising on the quality of our services.
This type of short-term loan typically lasts between 1 and 18 months and it is meant to cover the time difference between two property related transactions, or in order to finance a property that is currently unsuitable for a typical mortgage such as when it is in need of refurbishment. As the name implies, it is meant to bridge the gap until it is possible to refinance to a more suitable / long term product.
Our expert team is here to assist you in orchestrating a well-suited financial proposition and devising a comprehensive plan, ensuring the swift and efficient migration of your finances to a more cost-effective long-term solution at the earliest possible convenience.
Richard, Helen and the rest of the team are very experienced and they are experts in what they do. We have been using Jubilee finance for nearly a decade as first time buyers and have gone through multiple remortgages. Each time, the team deliver at their 100% best.
Robert
12/12/2023
Highly recommended I’ve used Jubilee Finance twice to arrange my mortgage / re mortgage and each time they’ve provided me with fantastic advice and support and service seeing me through the process. Keeping me up to date and well informed and getting me the best deal possible under the given climate. A friendly, down to earth team that goes over and above. Highly recommended.
Liza Warren
14/04/2023
What is a bridging loan?
A bridging loan is a short-term financing option, typically lasting between 1 and 18 months, designed to cover the interim period between two property transactions or to finance a property not suitable for a standard mortgage, such as one in need of refurbishment. It serves to “bridge the gap” until a more suitable or long-term financing solution, like refinancing, can be secured.
Why do I need a bridging loan?
You might need a bridging loan to address short-term financial gaps in property transactions, such as buying a new property before selling the existing one or financing a property that doesn’t qualify for a traditional mortgage, like one undergoing renovation. It provides temporary funding until you can secure a more permanent and suitable financing option.
How long can I have a bridging loan for?
Bridging loans can last between 1 and 18 months, providing short-term financing to bridge the gap in property transactions or to cover situations where a traditional mortgage is not immediately viable.
Buy-to-Let
A buy-to-let mortgage is a type of mortgage specifically sold to individuals or companies looking to buy property as a form of investment, as opposed to a place to live.
Commercial Finance
Commercial property finance or commercial mortgages can also be referred to as a business mortgage. Find out more information and get in touch with us today.
Expat Mortgages
For property finance needs in the UK while living abroad, whether for buy-to-let or remortgage, you'll need to rely on an ex-pat mortgage broker to secure the right deal.
Feel free to reach out to our dedicated team today through the convenience of a phone call or email, or if you prefer, you can also take advantage of our user-friendly contact form located on our website’s dedicated contact page for a prompt and efficient response.
