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Second Charge

If you are looking to raise additional funds on your buy-to-let or residential property, it is sometimes the most cost effective to consider a second charge mortgage, which is a loan in addition to your first and main mortgage. We will always consider all options available to you before we recommend a second charge. You may have early repayment charges on your current mortgage or not meet the affordability criteria to do a capital raising remortgage elsewhere.

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Expert guidance for informed financial decisions with Jubilee Finance

As it is a complex process, it is best to get some tailored advice to make sure you are fully aware of what it means to take out a second charge. Jubilee Finance have the experience to give you this advice and one of our expert advisers will be happy to discuss the all the options with you to ensure you are making the best financial decision.

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Discover tailored advice and comprehensive support with our second charge mortgage service

Our second charge mortgage service is designed to provide you with tailored advice and comprehensive support throughout the entire process. We will discuss all available options with you, providing a comprehensive view of the choices that align with your goals and circumstances, get in touch with us today to find out more on how we can help you.

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What is a second charge?

A second charge is a secondary mortgage secured against a property that already has an existing mortgage. It allows homeowners to use the equity in their property for additional borrowing while leaving the first mortgage unchanged.

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Feel free to reach out to our dedicated team today through the convenience of a phone call or email, or if you prefer, you can also take advantage of our user-friendly contact form located on our website’s dedicated contact page for a prompt and efficient response.

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A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Most forms of buy-to-let mortgage are not regulated by the financial conduct authority.