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Residential Mortgage

Whether you are a first-time buyer, thinking about buying a bigger house, downsizing to a smaller one, or if you already have your dream home but are looking to refinance it, Jubilee Finance can help you find the perfect mortgage.

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5 star rating

Five star assurance for service and excellence from Trustpilot.

Family ethos

Established in around 2013, our business is built on a foundation of dedication and a commitment to our clients.

All in one house

All our services are handled in-house, ensuring seamless integration and a cohesive approach.

Competitive fees

Providing our clients with cost-effective solutions without compromising on the quality of our services.

Simplifying your journey:
stress-free home buying with our expert assistance

Buying a house can be a daunting thing to do, it can be very confusing, particularly if it’s your first one. All you need to do is find yourself a house you like and get a deposit together and we can handle the rest!

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Empowering your financial goals: tailored mortgage solutions with Jubilee Finance

Whatever your circumstances, Jubilee Finance will give you the support you need to achieve your goals. We are not tied to any particular lender, which means that we have the ability to research the best deals across the marketplace and act on your behalf in order to establish the most appropriate mortgage solution for you.

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FAQS
Get the answers you need quickly

How much can I afford to borrow?

The amount you can afford to borrow for a residential mortgage depends on factors like your income, expenses, credit score, and the lender’s criteria. A general guideline is that your monthly mortgage payment should not exceed 28-31% of your gross monthly income. If you are still unsure, please do get in touch with the Jubilee Finance team today who can help you.

Do I need to be employed to get a mortgage?

No, being employed is not the only requirement for getting a mortgage. Lenders consider various factors, including income sources, credit history, and financial stability. Self-employed individuals or those with other income streams may also qualify for a mortgage.

What is a green mortgage?

A green mortgage is a type of home loan that offers financial incentives or reduced interest rates to borrowers who purchase energy-efficient or environmentally friendly properties, or make green improvements to their homes.

If I want to move house can I take my mortgage with me?

Typically, you can’t directly “take” your mortgage with you when you move house. However, you may have options such as porting your mortgage, where you transfer it to a new property, but this is subject to approval by your lender and certain conditions.

What can we help you with?
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Need some expert advice?
Give our team a call today!

Feel free to reach out to our dedicated team today through the convenience of a phone call or email, or if you prefer, you can also take advantage of our user-friendly contact form located on our website’s dedicated contact page for a prompt and efficient response.

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A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Most forms of buy-to-let mortgage are not regulated by the financial conduct authority.